Coverages

Insurance Coverages for Auctioneers

Each coverage below targets a real way an auction business gets exposed — consigned goods in your care, an appraisal error, items in transit, cash on hand, and the people and property that keep the saleroom running. We place the specialty markets that write them.

Get My Free Quote844-967-5247

Licensed in all 50 states · Specialty auction carriers · Mon–Fri 8am–5pm MST (AZ)

What we cover

Coverage built around how an auction runs.

Eight specialty coverages for auction businesses — choose the one that fits your operation, or call and we'll build the right combination for your house.

General Liability for Auctioneers

General Liability for Auctioneers

Third-party bodily injury and property damage coverage for your gallery, preview days, and live auction events — the base policy every auction business needs.

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Professional Liability / E&O

Professional Liability / E&O

Errors in appraisal, authentication, title, or the conduct of a sale can trigger costly claims. E&O covers the professional mistakes general liability won't.

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Property of Others (Bailee)

Property of Others (Bailee)

Consigned goods in your care, custody, and control are excluded by standard property policies. Bailee coverage protects the items you don't own but are responsible for.

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Inland Marine (Goods in Transit)

Inland Marine (Goods in Transit)

Lots move — from an estate to your saleroom, and from your gallery to the buyer. Inland marine covers high-value items while they're in transit.

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Crime & Employee Dishonesty

Crime & Employee Dishonesty

Auctions handle cash, consignor proceeds, and valuable goods. Crime coverage protects against theft, fraud, forgery, and employee dishonesty.

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Commercial Property Insurance

Commercial Property Insurance

Your gallery, saleroom, office, fixtures, and business equipment — protected against fire, theft, wind, and the perils that can shut a sale down.

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Commercial Auto Insurance

Commercial Auto Insurance

Trucks and vans that move lots, equipment, and staff create road exposure. Commercial auto covers the vehicles your auction business runs.

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Workers' Compensation

Workers' Compensation

Clerks, ringmen, handlers, movers, and office staff on the payroll need workers' comp — covering on-the-job injury and satisfying state law.

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One damaged consignment shouldn't put your business on the block.

Talk to a specialist about bailee, E&O, inland marine, and the full coverage an auction business needs. Free, no-obligation quote — usually same day.

Get My Free Quote844-967-5247

Licensed in all 50 states · Specialty auction carriers · Mon–Fri 8am–5pm MST (AZ)